Our team of financial advisors helps clients in the Minneapolis area work toward achieving their financial goals. Whether it's retirement planning, investment strategies, tax planning, or beyond. Your finances provide the bedrock for not only your lifestyle today, but also the future legacy you will leave your family and community. Affiance Financial’s team of skilled financial advisors can help you navigate challenging financial decisions by using our defined financial planning process, the Affiance Advantage, to create a meaningful financial plan unique to you.
Financial Advisors You Can Trust
Our financial advisors are not interested in quick transactions. Instead, we work to build strong, long-term relationships with clients like you, that are built on mutual trust and respect. While other financial advisors or institutions follow rigid structures with little or no flexibility, Affiance Financial remains dedicated to our independence. This gives us the freedom to use your vision for success as the foundation for our services.
Our Services
We offer a wide range of financial planning services, so that your plan can be tailored to your unique needs. Put together, our financial planning services create a map to guide you from where you are today, to where you want to be. This map isn’t static – it changes just as you do, adapting to new successes and challenges, accomplishments and goals. As you move through life’s stages, our financial advisors help you figure out where you want to go next, and create an actionable plan to get there.
Comprehensive Financial Planning
Affiance Financial offers comprehensive financial planning services to help manage the entirety of your financial life. Our goal-oriented financial planning is robust, allowing you to make meaningful financial decisions that help you work toward your life ambitions. From cash flow and investments to taxes and risk management, we can help guide your decisions to help you make the most of your money. We create lasting relationships by putting our clients first.
Investment Planning
Our investment planning services are based on the philosophy that we are not bearish, we are not bullish, we are process. While we can’t control the ups and downs of markets, we can control how we respond to them. Having a set of disciplined investment processes keep us focused on what we can control. Our investment planning services are intended to provide tax-efficient, globally-diversified portfolios that suit your investment objective.
Our Investment Planning Philosophy:
- We Are: Asset Allocators
- We Embrace: Active and Passive Fund Management
- We Have: A Commitment to Research
- We Help: Develop Investment Objectives
- We Provide: Diversified, Tax-Efficient, and Low-Cost Portfolios
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Retirement Income Planning
The move from career to retirement is arguably one of life’s biggest transitions. Partnering with a professional during this change can be invaluable. Affiance Financial can provide guidance for navigating the complicated world of social security, Medicare, pensions, IRAs, and 401(k)s. Saving money for retirement is universal, but figuring out what to do when you get there is another story. Our financial planners will help craft specific strategies that align your efforts with your personal objectives and maximize your hard-earned retirement savings.
Tax Planning
Our financial advisors take a proactive approach to reducing your lifetime tax liability, so that that your financial goals aren’t interrupted by taxes. With proper long-term planning, we can help you minimize taxes, allowing you to keep more of your hard-earned savings. Tax strategies our financial planning team employs include:
- Asset allocation strategies for contributions and withdrawals
- Roth contributions and conversions
- Tax gain-loss harvesting
- Charitable giving strategies
We can help structure your financial situation in a way that maximizes your resources, while taking steps to help protect you or your estate from tax liability.
Education Planning
Our comprehensive financial planning services include helping you prepare for the ever-growing expense of secondary education. Our financial advisors can help you navigate 529 plans, and other options for college savings. Whatever your education goals include, we’ll help you set up a savings plan that provides flexibility and tax incentives that suit your needs. From birth to acceptance and anywhere in between, we’ll look out for your student and your finances.
Risk Management
It’s not a matter of if life will throw you a curve ball, but when. Unplanned events are a natural part of life, but that doesn’t mean that you need to be caught unprepared. Our financial planning professionals will evaluate your unique needs and recommend insurance policies that create an appropriate safety net for life’s unknowns. We coordinate life, disability, long-term care, and critical illness policies to design an insurance portfolio customized to your needs.
Estate and Legacy Planning
Our estate and legacy planning services aim to preserve your wealth from one generation to the next. Our financial advisors work with you to communicate objectives, narrow down intentions, and prepare for legal documentation with an estate attorney. We offer both estate planning and legacy planning services, to help safeguard your current financials as well as your vision for future use. We place a significant emphasis on personalization, taking the time to understand your unique financial situation and to craft detailed plans that put your beneficiaries in a position to thrive.
Corporate Retirement Plans
We offer broad-based and customized corporate retirement planning services for small businesses. We individualize our approach to retirement planning, providing your company with a wide range of retirement planning options, including 401(k), 403(b), and defined benefit plans. Our corporate retirement planning team offers experience and dedicated assistance. Our goal is to provide your employees access to retirement savings opportunities that work for them and for your business.
Affiance Financial Can Help Steer You in the Right Direction
Your wealth, assets, and legacy are yours to expand. We're simply here to help advise you in the right direction and provide opportunities you may not have discovered on your own. Our team of financial advisors is your long-term partner in your financial journey. We care, support, deliver, remain curious, value our reputation, and most of all act as fiduciaries always putting your best interest before our own. We don't succeed unless you do as well.
Affiance Financial is here to help. Contact us today to begin your journey to financial betterment. Take control of your future with the help of a financial advisor.
You should always consult an attorney or tax professional regarding your specific legal or tax situation. All investment strategies have the potential for profit or loss. Insurance product guarantees are subject to the claims‐paying ability of the issuing company.
